Day after day, American hopefuls visit their local convenience stores, meager dollars and change in hand, looking to change their lives by purchasing a lottery ticket. Indeed, winning the lottery is certainly the American dream. And while winning $5 here and there on a scratch-off is fun, most of us rarely know the glory of…
Author: Family Budgeting
Why Selling Your Structured Settlement May Be Right For You
When it comes time to payout lottery winnings, you’ll find that the governments and companies that run these lotteries prefer to do things their own way. That isn’t to say that there aren’t some industry standards, though. For example, just about any winnings you earn likely won’t be paid to you in one lump sum….
Present and Fast Annuities
A typical annuity settlement comes slowly over time. This might seem like a good thing but life rarely waits. While a steady sum may build up over years, it isn’t always enough to handle situations that arise quickly and can spiral out of control. Annuity fees over a given year can be 3%, after all….
Cash in on Your Settlement Now — Pre Settlement Loan Rates and How You Can Get Money up Front
If you have been recently awarded a monetary settlement as a fallout of a lawsuit, or have just won the lottery, you would be no stranger to the concept of a structured settlement. Also known as an annuity settlement, these do not provide you with your total award at one go. Rather, these provide monthly…
How Would You Invest Your Money?
Do you have a dream? Do you want to live debt free, afford your dream house, buy a luxury car, pay for college, or start a business that will take the world by storm? Or do you just feel that you need extra cash on hand for all kinds of emergencies? If you are receiving…
What Would You Do If You Took a Lump Sum for Your Annuity Settlement?
It is fun to have the opportunity to make a decision between two good options. Making the choice between a structured settlement or a lump sum payment is one of those times. While both options mean that the person making the decision is the recipient of a fairly large amount of money that they have…
The Do’s and Don’ts of Giving to Charity
>Etiquette is what makes the world go around. It’s no secret that manners and politeness go a long, long way, even in the world of charitable donations. Yes, believe it or not, there is a right way and wrong way to helping families in need. Thanks to the advent of the internet and the prominence…
Three Reasons to Invest in Online Payment Solutions
Although statistics show that online sales grew 24% since 2010, this number hasn’t been felt in every country. Canadian internet users only saw a 4% growth. Why the gap? Yahoo Finance explains that Canadian websites often lack the necessary online payment processing options that would enable consumers to buy items through their website. They point…
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