Archive for September, 2016
Many people dream of winning the lottery. It is what makes people stop by the local convenience store on the way home from work to purchase a lottery ticket. It is what makes them tune into the channel, awaiting the numbers to be read. It is also what encourages us to stop and read the story about the person who did actually win, and how their life will be changed. However, you rarely see news about the big lottery winner, months or years after they have won the lottery. In fact, many of these lottery winner lives have not been changed, because they have online increased their monthly income.
Most lottery payouts occur in a structured settlement form. This means that the lottery winner will receive their lottery winning over many years. The exact amount of years usually d
Are you thinking about investing in commercial real estate? There certainly are a number of very good reasons to look to opportunities for buying commercial real estate. There are also things you can do to make the process easier and less stressful. Douglas E Fleit has the following tips for people who want to make the plunge and start investing in commercial real estate.
- Learn the lingo. All industries have their own terms and general vernacular. This is part of the learning curve when you start working in a new field. You will have to look to experts at
Many private investors in the housing market today are looking to get into the fix it and flip it game. There’s a lot of money to be made in that arena. No doubt about it. But if you are new to this type of real estate practice, you want to make sure that you have your financing in place in such a was as to be a benefit to you and not a liability.
If you are purchasing a property to flip, the chances are it is going to need a good bit of renovating. Sometimes the more renovation required the more profit you can expect in the end. Renovation financing comes in many different forms and can sometimes be a little tricky to navigate. Hard money loans for real estate investors can be exactly what you need when it comes to flipping homes.
Hard money loans are asset-based loans where you receive the f
What’s a comps valuation? Basically, a comps valuation is a process for determine the worth of a business. Sometimes, a small business comps valuation is used for determining the selling price of a business that will continue to operate under new leadership. Sometimes, comps valuation is used to determine how much of the business’s debt can be satisfied if the assets are liquidated in bankruptcy. Sometimes comps valuation is useful for determining the stock value when raising capital in exchange for equity in the business.
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If you are wondering ‘what is my business worth?’ then it might be time to take a look at your profits and debt or conduct a small business valuation model in order to determine your worth overall. You don’t need to be looking into this only if you want to sell. It’s good to know how much your business is worth simplyfrom the standpoint of having the knowledge and assurance that your work is progressing.
Too many businesses are bought and sold without really getting down to the nitty-gritty of the facts. Asking “what is my business worth?” is a very smart t
Generations today are focused more on financial freedom. They are brought up to plan for the future, but to enjoy the present. This leads to a generation of people who want to be financially secure, but also want to travel and see the world. Too many Americans are prevented a secure financial future and the freedom to travel because of excessive debt. Even those with lottery winnings and lawsuit settlements find retirement planning and travel to be difficult. This is because these lawsuits and lottery winnings are generally set up in some type of a structured settlement. They winner will receive smaller, monthly payment in lieu of all of their money at once. Fortunately, these individuals have the option to sell their structured settlements for cash.
The Mega Millions annuity, for example, is paid out as on